Short Sale Pre-foreclosure Listings in Charlotte NC

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Attention Agents and Investors: The LAMB Group is a state-wide leader for active (and sold) Short Sale listings. We list dozens of new short sale (pre-foreclosure) deals at this site EVERY MONTH. We also have special access to foreclosures, REO's, and all types of bank-owned property. These sometimes sell for 50% of market value before they ever reach the MLS. We distribute this information free, as a courtesy to you without spam or pressure. Stay informed on market trends or prepare to make a purchase, its as easy as filling out the form on this page and you get notified FIRST. Again, NO SPAM Guarantee, and no obligation to purchase with us or anyone. You get the latest info on short sale & foreclosure property listings and you can cancel at any time.

Short Sales in Charlotte, NC

The LAMB Group lists Short Sale homes in North Carolina and throughout the country but we have more Short Sales in Charlotte, NC than anyone else. If you're looking for a good deal, then you're at one of the best web pages on the entire Internet. After all, no one in Charlotte, NC even comes close to having as many Short Sale Homes for sale as we do and no one can help you find exactly what you're looking for better than our trained experts.

Charlotte Pre-foreclosure homes

can be found here first. We've focused a lot of our advertising toward efforts to help out distressed homeowners and we've got one of the larget inventories of short sale listings in Charlotte NC than anyone else. We provide Charlotte region homeowners a way to liquidate their home and avoid foreclosure, while offering you the opportunity to earn a profit while revitalizing a neighborhood.

What is a Pre-foreclosure?

A pre-foreclosure (or short sale) is simply a property which has a mortgage that is nearing foreclosure. The owner has not been able to make the payments to the lender and so that financial institution has taken steps toward recovering the loss by foreclosing on the property. We work with the Charlotte homeowner and the lender to stop the foreclosure, then with you to purchase the home at an amount usually less than the home’s previous purchase price. You can typically buy these pre-foreclosures in Charlotte NC at or below the market value of typical foreclosures but in substantially better condition.

What's the difference between a Short Sale Listing and a Foreclosure Listing?

Put simply, it's the auction. Some distressed homeowners do nothing and their home is auctioned on the courthouse steps after foreclosure. In most courthouse auctions, the mortgage is too high for an investor to be interested so it’s essentially bought back by the bank who foreclosed in the first place. This represents a typical foreclosure home. The sellers are then forced out of their home by eviction so they don’t usually go quietly and they’re not to careful as they move out their furniture. The bank has to spend thousands on obtaining and selling the foreclosure listings in Charlotte (or elsewhere) so they try to sell for as much as the market will bear. In contrast, a pre-foreclosure or Short Sale listing happens before the auction, before the foreclosure, and most importantly, at the seller’s request. Because the seller plays an integral role in the sale of their home, they continue to maintain the property up until the last minute. Of course, this means that the buyer doesn’t usually have to do as many repairs as they would with a traditional foreclosure. A pre-foreclosure short sale is cheaper for the bank, too. Because they save on foreclosure fees, short sell listings can sometimes be purchased for 10-15% less than a comparable foreclosure.

Do you have a home to sell, but a mortgage that's too high? Considering a Short Sale? Give us a call, we can help you cut the mortgage dopwn to size and short sell your Charlotte home within weeks. Call us today!

*The Fine Print: all pre-foreclosure information at this site and is listed as accurately as possible but due to the volume we list and the possibility for errors, it cannot not guaranteed. Please take steps toward confirming the accuracy of anything listed here before making an offer. Just give us a call or submit an inquiry form if you have questions.

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